Financial Analysis
A serialization of the data present on the Finances tab in the business portal.
Request
Requires Authorization
GET: https://sandbox.approveowl.com/api/v1/applicants/:applicant_id/analysis
| Parameter | Type | Description |
|---|---|---|
| :applicant_id | string | The applicant ID |
Example Response
{
"date_range": ["2020-02-21", "2020-05-12"],
"debits_total": "7297.87",
"credits_total": "10402.99",
"payroll": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
},
"tax_refund": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
},
"courier_income": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
},
"unemployment_benefits": {
"items": [
{
"id": "e92aefc2-5a14-4e51-b005-2b4d75934e93",
"bank_account_id": "fb6f87a5-8c63-4b2c-975f-ff12177abe46",
"date": "2020-05-08",
"is_pending": false,
"amount": "-1614.0",
"original_description": "TWC-BENEFITS UI BENEFIT",
"iso_currency_code": "USD",
"plaid_transaction_id": "ry01dw35JAIw1qDR7A9jtxQmMDEVkztB6wVRA",
"bank_transaction_category_id": "06635f0c-41ad-4aad-bb78-abf5a10577c2",
"transaction_type": "special",
"name": "TWC-BENEFITS UI BENEFIT",
"city": null,
"region": null,
"latitude": null,
"longitude": null,
"created_at": "2020-06-12T13:50:45.196-05:00",
"updated_at": "2020-06-12T13:50:45.196-05:00"
},
{
"id": "44295086-7c73-4932-aeb6-c464bcd28227",
"bank_account_id": "fb6f87a5-8c63-4b2c-975f-ff12177abe46",
"date": "2020-05-01",
"is_pending": false,
"amount": "-1614.0",
"original_description": "TWC-BENEFITS UI BENEFIT",
"iso_currency_code": "USD",
"plaid_transaction_id": "7owV4vq3d5S4VZwY9MPmtyXgqND3rZTQa50XZ",
"bank_transaction_category_id": "06635f0c-41ad-4aad-bb78-abf5a10577c2",
"transaction_type": "special",
"name": "TWC-BENEFITS UI BENEFIT",
"city": null,
"region": null,
"latitude": null,
"longitude": null,
"created_at": "2020-06-12T13:50:44.857-05:00",
"updated_at": "2020-06-12T13:50:44.857-05:00"
},
{
"id": "eef2db64-f258-43ae-8d4c-7e869559fb51",
"bank_account_id": "fb6f87a5-8c63-4b2c-975f-ff12177abe46",
"date": "2020-04-27",
"is_pending": false,
"amount": "-1014.0",
"original_description": "TWC-BENEFITS UI BENEFIT",
"iso_currency_code": "USD",
"plaid_transaction_id": "04KeRqd6AyhKAPEOewMxFgLqpK9mJwIrkvAzV",
"bank_transaction_category_id": "06635f0c-41ad-4aad-bb78-abf5a10577c2",
"transaction_type": "special",
"name": "TWC-BENEFITS UI BENEFIT",
"city": null,
"region": null,
"latitude": null,
"longitude": null,
"created_at": "2020-06-12T13:50:44.675-05:00",
"updated_at": "2020-06-12T13:50:44.675-05:00"
}
],
"analysis": {
"count": 3,
"avg": "1414.0",
"total": "4242.0"
}
},
"cash_app_income": {
"items": [
{
"name": "Cash App*Cash O 4829",
"count": 64,
"avg": "84.77390625",
"total": "5425.53"
}
],
"analysis": {
"count": 64,
"avg": "84.77390625",
"total": "5425.53"
}
},
"other_deposits": {
"items": [
{
"name": "Prime Video 5818",
"count": 2,
"avg": "2.695",
"total": "5.39"
},
{
"name": "MOBILE DEPOSIT-AVAIL IMMEDIATE",
"count": 2,
"avg": "127.5",
"total": "255.0"
},
{
"name": "BOOKSY EDI PYMNTS",
"count": 1,
"avg": "33.76",
"total": "33.76"
},
{
"name": "CCBill.com *On 5967",
"count": 1,
"avg": "37.0",
"total": "37.0"
},
{
"name": "DEPOSIT",
"count": 1,
"avg": "360.0",
"total": "360.0"
},
{
"name": "Amazon",
"count": 1,
"avg": "4.31",
"total": "4.31"
},
{
"name": "REG E CLAIM CORRECTION",
"count": 1,
"avg": "37.0",
"total": "37.0"
},
{
"name": "BANK CREDIT FEE REFUND",
"count": 1,
"avg": "3.0",
"total": "3.0"
}
],
"analysis": {
"count": 10,
"avg": "73.546",
"total": "735.46"
}
},
"rent": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
},
"loan_payments": {
"items": [
{
"name": "CASH APP*MARCUS 2218",
"count": 1,
"avg": "30.0",
"total": "30.0"
}
],
"analysis": {
"count": 1,
"avg": "30.0",
"total": "30.0"
}
},
"lodging": {
"items": [
{
"id": "3b1cb4c6-af02-42e2-8316-cd9d42060ff2",
"bank_account_id": "fb6f87a5-8c63-4b2c-975f-ff12177abe46",
"date": "2020-03-25",
"is_pending": false,
"amount": "59.23",
"original_description": "ALOFT DALLAS AR 2218",
"iso_currency_code": "USD",
"plaid_transaction_id": "Jq5XBEY7maSzNKVAQZbDSMaNy9Dkr0Hba7mjK",
"bank_transaction_category_id": "50818c63-2aac-41a1-84db-453ec6c56339",
"transaction_type": "place",
"name": "ALOFT DALLAS AR 2218",
"city": "Dallas",
"region": "AR",
"latitude": "34.53594",
"longitude": "-94.219099",
"created_at": "2020-06-12T13:50:43.612-05:00",
"updated_at": "2020-06-12T13:50:43.612-05:00"
},
{
"id": "fcd3457e-1fe2-489d-9029-3bb9815fb894",
"bank_account_id": "fb6f87a5-8c63-4b2c-975f-ff12177abe46",
"date": "2020-03-16",
"is_pending": false,
"amount": "118.46",
"original_description": "ALOFT DALLAS AR 2218",
"iso_currency_code": "USD",
"plaid_transaction_id": "1a5ERBwLvkfmdxZw46MNI087dnERA6ImOgnwk",
"bank_transaction_category_id": "50818c63-2aac-41a1-84db-453ec6c56339",
"transaction_type": "place",
"name": "ALOFT DALLAS AR 2218",
"city": "Dallas",
"region": "AR",
"latitude": "34.53594",
"longitude": "-94.219099",
"created_at": "2020-06-12T13:50:43.458-05:00",
"updated_at": "2020-06-12T13:50:43.458-05:00"
}
],
"analysis": {
"count": 2,
"avg": "88.845",
"total": "177.69"
}
},
"bank_fees": {
"items": [
{
"name": "MOBILE TRANSACTION FEE",
"count": 2,
"avg": "6.4",
"total": "12.8"
}
],
"analysis": {
"count": 2,
"avg": "6.4",
"total": "12.8"
}
},
"cash_app_expenses": {
"items": [
{
"name": "CASH APP*ALICIA 2218",
"count": 12,
"avg": "36.9583333333333333",
"total": "443.5"
},
{
"name": "CASH APP*MARGEL 2218",
"count": 4,
"avg": "162.0",
"total": "648.0"
},
{
"name": "CASH APP*PREANN 2218",
"count": 4,
"avg": "25.875",
"total": "103.5"
},
{
"name": "CASH APP* 2218",
"count": 3,
"avg": "21.6666666666666667",
"total": "65.0"
},
{
"name": "CASH APP*KING 2218",
"count": 3,
"avg": "26.6666666666666667",
"total": "80.0"
},
{
"name": "CASH APP*TAMARA 2218",
"count": 2,
"avg": "41.5",
"total": "83.0"
},
{
"name": "ZELLE DEBIT TO OLUBUNMI OSIN",
"count": 2,
"avg": "69.0",
"total": "138.0"
},
{
"name": "CASH APP*SHAMAR 2218",
"count": 2,
"avg": "62.5",
"total": "125.0"
},
{
"name": "CASH APP*AYABA 2218",
"count": 1,
"avg": "16.0",
"total": "16.0"
},
{
"name": "CASH APP*SMENHA 2218",
"count": 1,
"avg": "26.0",
"total": "26.0"
},
{
"name": "CASH APP*TESIA 2218",
"count": 1,
"avg": "10.5",
"total": "10.5"
},
{
"name": "ZELLE DEBIT TO JAYLA ROBINSON",
"count": 1,
"avg": "85.0",
"total": "85.0"
},
{
"name": "ZELLE DEBIT TO SPIDERWEB MEDIA",
"count": 1,
"avg": "50.0",
"total": "50.0"
},
{
"name": "CASH APP*JENNIF 2218",
"count": 1,
"avg": "51.5",
"total": "51.5"
},
{
"name": "CASH APP*MARCUS 2218",
"count": 1,
"avg": "30.0",
"total": "30.0"
},
{
"name": "CASH APP*BRENDA 2218",
"count": 1,
"avg": "51.0",
"total": "51.0"
}
],
"analysis": {
"count": 40,
"avg": "50.15",
"total": "2006.0"
}
},
"daily_pay_income": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
},
"title_loan_deposits": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
},
"title_loan_payments": {
"items": [],
"analysis": {
"count": 0,
"avg": null,
"total": null
}
}
}